Buying a House


Interested in owning your own home? Our free housing counseling program can answer questions you might have, like:

“What home price can I afford?”
“What if I have credit problems — or no credit?”
“What if I’ve had a bankruptcy?”
“What are closing costs?”
“How do I know if I qualify for a mortgage?”
“How do I find the best interest rates?”

Our program offers pre-purchase housing counseling, post-purchase home maintenance and rehabilitation counseling, PHFA pre-closing certificates, personalized action plans and sustainable household budgets, all at no cost to you.

We are approved by both the U.S. Department of Housing and Urban Development (HUD) and the Pennsylvania Housing Finance Agency (PHFA) to provide housing counseling.